CGL – SCOPE OF ADDITIONAL INSURED COVERAGE – CAUSED BY NAMED INSURED'S ACTS OR OMISSIONS – CAUSAL LINK – ANTISUBROGATION RULE Burl...
Estoppel by Delay
PROFESSIONAL LIABILITY – LATE NOTICE – UNTIMELY DISCLAIMER – ESTOPPEL B&R Consol., LLC v Zurich Am. Ins. Co. (2nd Dept., decided 9/...
Different Families Successively Exposed to Lead Paint in Same Apartment Over Several Policy Periods Entitled to Only One Policy Limit Under Policy's Noncummulation Clause
LIABILITY – LANDLORDS POLICY – NONCUMULATION CLAUSE – LEAD PAINT CLAIMS Nesmith v. Allstate Ins. Co. (Ct. Apps., decided 11/25/2014) In Hira...
Water Damage from Broken Water Main Not Due to "Explosion"
PROPERTY – HOMEOWNERS – WATER LOSS EXCLUSION – EXPLOSION EXCEPTION Platek v. Town of Hamburg (Ct. Apps., decided 2/19/2015) A subsurface ...
Police Vehicle Is Not a "Motor Vehicle" Covered by a SUM Endorsement
SUM – "MOTOR VEHICLE" – POLICE VEHICLE Matter of State Farm Mut. Auto Insur. Co. v. Fitzgerald (Ct. Apps., decided 7/1/2015) Whi...
August 09, 2015
Notice to Subscribers
To the 245 subscribers of this blog: I've reactivated this blog, which means that you will be receiving weekly email updates like the on...
Danger Invites Rescue Doctrine Applied to Reverse Stay of SUM Arbitration
SUM – USE OR OPERATION – DANGER INVITES RESCUE DOCTRINE Matter of Encompass Indem. Co. v. Rich (2nd Dept., decided 8/5/2015) A firefighte...
Online New York Insurance Laws & Regulations
Goodbye and good riddance, Findlaw . You are worth as much as I have been paying for you -- nothing. In spite of my several emails, you wo...
September 22, 2014
Regulation 64
The I've-Lost-Counth Amendment to the Should Anyone Wish to Complain About You to the New York State Department of Financial Services Consumer Advisory Paragraph
Insurers that do business in New York State should know that New York Insurance Regulation 64 ( 11 NYCRR Part 216 ) requires certain letters...
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