Why waste a hyphen when multiple prefixes will do? This morning I received a batch of Google Scholar email alerts. I discovered Google Sch...
January 30, 2018
Welcome New Subscribers!
Welcome new subscribers. This past weekend's subscription drive is going well, and our readership has grown nicely. Couple of points: I...
Sunday, January 28, 2018
Accord and Satisfaction
Who Remembers Drop Drafts? Should You Cash Them?
On Friday last week I got a call from an insurer client, who told me that in response to his approximately $21,000 subrogation demand to the...
January 28, 2018
Commercial Property
Dishonest or Criminal Act Exclusion
Entrustment Exclusion
Eviction
Vandalism
Leasing Property is Entrusting Property for Purposes of the Dishonest or Criminal Act/Entrustment Exclusion
COMMERCIAL PROPERTY – VANDALISM DAMAGE TO LEASED PREMISES – DISHONEST OR CRIMINAL ACTS EXCLUSION – ENTRUSTMENT EXCLUSION Winking Group...
An EUO No-Show By Any Other Name...
NO-FAULT – EUO NO-SHOW Active Care Med. Supply Corp. v. ELRAC Inc. (NYC Civ. Ct., Kings Co., decided 11/17/2017) How many assignor EUO no-s...
The AAA Insurance Reporter & The Impact of Fraudulent Procurement of Auto Policies on New York No-Fault Claims
In 2017, after a six-year hiatus, the American Arbitration Association's New York State Insurance Division brought back a "new and ...
Sunday, January 21, 2018
11 NYCRR § 65-3.16(b)(3)
Cancellation
Divisibility
Loss of Earnings
No-Fault
Personal Umbrella
New York Court of Appeals Now Tweeting Insurance Coverage Decisions
No, not really. That's just a click-baiting title. But seriously, the court's issuance on December 14, 2017 of 259-character and 219...
Thursday, January 18, 2018
Sign Me Up!
What's not to like about free? With my recent return to blogging, you, too, can get weekly emails to your chosen inbox with new Coverag...
The HOME in HOMEowner's Insurance -- Questions of Fact on Policyholder's Residence Preclude Summary Judgment
PROPERTY – HOMEOWNERS – RESIDENCY REQUIREMENT Sosenko v. Allstate Ins. Co. (3rd Dept., decided 11/30/2017) No, not HOME as in four-fifths...
When Is Bodily Injury "Caused by an Accident" for Purposes of Supplementary Uninsured/Underinsured Motorists Coverage?
SUPPLEMENTARY UNINSURED/UNDERINSURED MOTORISTS COVERAGE – INTENTIONAL ACTS – "ACCIDENT" Matter of Progressive Advanced Ins. Co. (...
Signed Bid Proposal Found to Constitute "Written Contract" Triggering Additional Insured Coverage
COMMERCIAL GENERAL LIABILITY – BLANKET ADDITIONAL INSURED ENDORSEMENT – "WRITTEN CONTRACT" REQUIREMENT – SIGNED BID PROPOSAL Ne...
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