New York's Comprehensive Insurance Disclosure Act -- CIDA Light 2.0 -- Passes and Is Signed

In the beginning the NYS legislature created CPLR § 3101(f) .  And 3101(f) thusly provided: Contents of insurance agreement. A party may obt...

Wordle in 4 and Writing My AI-in-Insurance-Fraud Session Title & Description

Couldn't sleep. Woke at 3:30, did my Wordle (in 4), read the Russia-Ukraine news, and got up at 4:15. Made my first cup of coffee of the...

REMINDER -- Free Webinar February 22, 2022 on New York Executive Order 202.8 -- Toll or Suspension?

On March 20, 2020, then NY Governor Cuomo issued Executive Order 202.8 tolling or suspending--which was it?--"any specific time limit ...

Communications Between Outside Coverage Counsel and His Insurer Client Regarding "the Investigation and Potential Rescission of a Claim" Ordered Disclosed

HOMEOWNERS -- APPLICATION MISREPRESENTATION -- RESCISSION -- ATTORNEY-CLIENT PRIVILEGE -- DISCOVERY Prorokovic v. United Property & Casu...

The Iceman Cometh & Freeze-Up Losses -- Have Your Insureds Used Reasonable Care to Maintain Heat?

Three years ago I posted about that winter's polar vortex and when, in the context of a freeze-up loss, it can be said under New York c...

For Whom (and What) the SOL Tolls (or Suspends)

  On March 20, 2020, then NY Governor Cuomo issued Executive Order 202.8 tolling or suspending--which was it?--"any specific time limi...

Appellate Argument of an Entrustment Exclusion Case

***OLT POLICY -- ENTRUSTMENT EXCLUSION***   In August 2020 the Chenango County (NY) Supreme Court granted summary judgment to the insurer d...

(New) NY CPLR § 4549 -- Admissibility of an Opposing Party's Statement

I've alerted you about Original Strength CIDA and the impending CIDA Light, but another new civil action-related provision was signed in...

CIDA Light -- Coming Soon (We Hope)

Yesterday, New Year's Day 2022, I posted about New York Governor Kathy Hochul's unfortunate and ill-informed signing of New York...

New York. New Year. New "Comprehensive Insurance Disclosure" Bad Law.

Happy New Year, everyone.  Unfortunately 2022 started with some bad news 👎 for insureds and their liability insurers that are or will be fa...

The Bane of Being the Butt of Jokes

Who doesn't like a well-written judicial decision?  Especially when the case is about insurance coverage? In ECB USA, Inc. v. Chubb Ins....

'Twas The Risky Night Before Christmas -- How an Insurance Professional Reads the Classic

'Twas the night before Christmas ( 12:01 a.m. 12/25 ) and all through the house ( single family, joisted masonry, e.c.3, terr. 44, pc5 )...

New York's Revised Public Adjuster Regulation 10 (11 NYCRR Part 25)

Dropping this here.   Effective October 8, 2021 , the New York State Department of Financial Services promulgated the Seventh Amendment to ...